I was able to successfully withdraw funds to my HSBC credit card. If you haven’t applied for the Paypal Expanded Use, you can still withdraw but there is a limit to both sending and receiving.
I tried using my HSBC Visa Card and enrolled it for the Paypal Expanded Use last Oct 6. I tried doing a widthrawal from Paypal to Visa just to see if it will work without the Paypal Expanded Use code yet.

The nice thing about using HSBC is you can check for your Paypal expanded use code online via Internet Banking. No need to call some customer service representative who is not yet familiar with Paypal and the Expanded Use Number.

Here’s a screen shot of my account with the paypal transactions.

I tried withdrawing USD50. There was a USD5.00 charge per withdrawal. What was credited to my Visa Card is PHP1,9665.15 only. So the exchange rate used by HSBC was PHP43.69 : USD1.00 Still quite low if you ask me but hey, I got my money from paypal and that’s what matters.

The credit card company will treat this as a payment to your credit card. If you don’t have a balance on your credit card, then you will have an overpayment. If you really wanted to withdraw your money, you need to do a Cash Advance.

Using debit card I think is better since the funds goes to your bank account that is linked to your debit card. No need to do cash advance. Just go to your ATM and withdraw.
Today, I tried keying in my expanded use number and it works fine. At last, I can transfer larger amounts to my local paypal account.

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